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Edison D. Ong, Manila Bulletin – Friday, May 19, 2006

Soon these will be unheard of no more.

An automatic teller machine (ATM) and or a point of service (POS) machine in a small rural cooperative.

An ATM/POS in a micro-finance institution in an under serviced area. An ATM/POS in a remote thrift bank.

Yes to all, plus more. All three most of which are situated in villages with no big national bank branches—are (and can be, to those not yet in the loop) linked by the Nationlink ATM network.

Banking software authority Infoserve Incorporated has put up Nationlink Network Corporation with the vision to run the Nationlink ATM Network, the fourth in the country, and to service the banking needs of the marginalized in the countryside.

“Since big networks concentrate on the urban areas, those in the provinces still do not enjoy modern banking facilities/system” noted Zoilo Jesus dela Cruz III, president and CEO of both Infoserve Inc. and Nationlink Network Corp. “Nationlink aims to link the nation through modern banking and link the Philippines to the world with its international gateway facilities.”

Infoserve, a 25-year-old company, has been successful in providing software and technology to big banks and multinational companies. It services all major Philippine banks, including rural and thrift banks all over the country.

“We have many non-banks and financial institutions which are more powerful. They touch the lives of our fellowmen – the poor and the marginalized”, noted dela Cruz, as he explained that they are using technology to go directly to consumers. “Nationlink can interconnect properly with the (bank) networks. Nationlink is a financial network riding on a telecommunications network. Even if you are in Tawi-Tawi, you are a part of a global network.”

Recognizing the vital role, the Nationlink ATM network is playing in modern banking and finance in the Philippines, industry observers are watching Nationlink being embraced by the current ATM networks BancNet, Megalink and Expressnet one day. Dela Cruz said Nationlink can complement the three big ATM financial networks. He expects Nationlink’s ATM to be enough to cover the whole Philippines. During the coming 12 months, 200 Nationlink ATM are planned to be installed.

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